Medicare options

Medicare Options

MEDICARE ADVANTAGE

MEDIGAP/MEDICARE SUPPLEMENT

Medicare Advantage plans offer coverage from private insurance companies to provide coverage for Medicare Parts A and B, hospital and medical insurance.

MEDIGAP/MEDICARE SUPPLEMENT

Medigap policies pay for the gap between what Medicare covers and your final bills. This can include deductibles and copays.

HOSPITAL INDEMNITY

MEDIGAP/MEDICARE SUPPLEMENT

NEW TO MEDICARE/TURNING 65

Hospital Indemnity plans pay a cash benefit to help cover hospital-related costs that are not covered by your health insurance.

NEW TO MEDICARE/TURNING 65

MEDIGAP/MEDICARE SUPPLEMENT

NEW TO MEDICARE/TURNING 65

Planning for your needs as you retire and learn about Medicare can seem overwhelming. We walk you through the process and timelines. We help you make the decisions that keep you and your finances healthy.

MEDICAID & ORIGINAL MEDICARE

Our agents can help you understand how to maximize your coverage if you are currently on Original Medicare and Medicaid.

VA, TRICARE, VETERAN BENEFITS

MEDICAID & ORIGINAL MEDICARE

We appreciate the sacrifice of our veterans. Even with VA or Tricare coverage, we can show you the options available.

PRESCRIPTION DRUG COVERAGE

MEDICAID & ORIGINAL MEDICARE

PRESCRIPTION DRUG COVERAGE

Your prescriptions are an integral part of your health. There are many choices to save you money.

YEARLY MEDICARE CHECK-UP

MEDICAID & ORIGINAL MEDICARE

PRESCRIPTION DRUG COVERAGE

Your plans and needs change so a yearly check-up of your Medicare options keeps you saving money and maximizing your benefits.

Medicare 101

Medicare Part A Hospital Insurance

PART A: is the portion of Medicare that helps cover inpatient hospital care, skilled nursing facility care, home health care, and hospice care. It is one of the two main categories of Medicare, the other being Part B.

Medicare Part B Medical Insurance

PART B: is medical insurance that helps cover services from doctors and other health care providers. This includes outpatient care, home health care, durable medical equipment, and many preventive services.

Medicare Part C Medicare Advantage

PART C: when you have Part A and B, you can join a Medicare Advantage Plan (often referred to as Part C or an MA plan. These plans are offered by Medicare-approved private providers that must follow rules set Medicare. Most plans will include drug coverage (Part D).

Medicare Part D Prescription Drug Coverage

PART D: is a prescription drug coverage benefit available to people on Medicare. It is optional and can be added on to Original Medicare (Parts A and B) or Medicare Advantage (Part C).

Options for Seniors

You Have a Trusted Partner